Lipa kwa T-PESA
Overview
Pay by Phone is a Merchant payments solution introduced to digitize payments in the Tanzania retail Ecosystem and enable merchants and retailers to collect payments seamlessly while helping customers to avoid the risks and burdens of carrying cash.
HOW TO PAY MERCHANTS with T-PESA Lipa Number: T-PESA CUSTOMERS: Using USSD
1. Dial *150*71#
2. Select Pay by T-PESA
3. Enter Lipa number
4. Enter the amount
5. Enter the T-PESA Pin
6. You will receive an SMS to confirm the transaction.
| From | To | Settling real time to a registered bank account | Settling real time to other bank account | Withdrawing at T-PESA Agent |
|---|---|---|---|---|
| 1,000 | 2,999 | N/A | N/A | 350 |
| 3,000 | 4,999 | N/A | N/A | 500 |
| 5,000 | 7,999 | N/A | N/A | 750 |
| 8,000 | 9,999 | N/A | N/A | 800 |
| 10,000 | 19,999 | N/A | N/A | 1,400 |
| 20,000 | 39,999 | N/A | N/A | 1,700 |
| 40,000 | 49,999 | N/A | N/A | 2,200 |
| 50,000 | 99,999 | N/A | N/A | 2,500 |
| 100,000 | 199,999 | N/A | N/A | 3,000 |
| 200,000 | 299,999 | 200 | 1,500 | 4,300 |
| 300,000 | 399,999 | 350 | 2,000 | 5,000 |
| 400,000 | 499,999 | 450 | 2,500 | 5,500 |
| 500,000 | 599,999 | 550 | 3,000 | 7,000 |
| 600,000 | 699,999 | 650 | 3,500 | 7,500 |
| 700,000 | 799,999 | 750 | 4,000 | 7,500 |
| 800,000 | 899,999 | 850 | 5,000 | 8,000 |
| 900,000 | 999,999 | 950 | 5,000 | 8,000 |
| 1,000,000 | 1,499,999 | 1,750 | 8,000 | 8,000 |
| 1,500,000 | 1,999,999 | 2,750 | 12,500 | 8,000 |
| 2,000,000 | 2,999,999 | 2,750 | 15,000 | 8,000 |
| 3,000,000 | 4,999,999 | 3,000 | 15,000 | N/A |
| 5,000,000 | 9,999,999 | 0.05% | 0.15% | N/A |
| 10,000,000 | 50,000,000 | 0.04% | 0.15% | N/A |